Turn digital assets into cash, in seconds

Payfrica is the fastest way to swap, cash out, buy airtime/data, and save across Africa. Stablecoins in, local bank cash and instant top-ups out, in seconds.

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Any asset in.
Local cash out.

10X

Cash out up to 10x faster than the banks, settled in seconds, not days.

The future of African payments starts here, shaping how money moves on-chain.

But what is Payfrica?

Payfrica turns your digital assets into cash. Swap USDC USDC USDT and stablecoins across Base Avalanche Sui BOT Chain , cash out to Naira Naira or buy airtime and data instantly, all powered by Payfrica .

Signups

Active users

$0K+

Volume settled

Gas Fees

Need gas fees? 👀

Buy coins directly on Payfrica across multiple chains: Sui, Avalanche, Base, BOT Chain and more.

Buy Gas NowFrom as little as ₦800

Sui

Avalanche

Base

BOT Chain

+more

Loved across Africa

Real people, real cash-outs. Here's what they're saying about Payfrica.

Mr. Jones𖤓 @De_web3_pen

say cheeseeee! 😁 feels good to be back on CT, this is definitely a sign. celebrate the little things and more will come, thanks @Payfrica make I go call my babe. gm gm CT, just use Payfrica gbam!!

Web3bull 🇳🇬@UdousoBenjamin

Build what works and solves real problems. I got gifted a @Payfrica voucher and the tech just works like magic. Imagine being able to spend your stables locally without passing through P2P merchants. Thank you @BenedictOc14977

BeeBeeQ™️@ba3beQ_salz

You guys have a claiming feature like that? That's so cool 🤩🔥

$1.25 @mercichidi

Just received naira with a link! 🔥🔥🔥🔥🔥

Salihu Idris (Uchih…@uchihacrypt01

Slept off and woke up to this Friend wanted me to walk him through @Payfrica, but he figured it out himself at 3am and still sent me a voucher for doing nothing😅 All you need is a Slush wallet + USDC or $SUI and you're in. No tutorials, no hand-holding. bridge.payfrica.xyz

Nemiks•Sui 💧@Oznemiks

My first transaction on @Payfrica_Sui Smooth, fast I recommend 🔥✅

Sui On Campus @suioncampus

Congratulations to @Payfrica_Sui on achieving $10,000 total volume processed via their platform. What started as a hackathon idea has become one of the fastest growing products in the Nigerian ecosystem on @SuiNetwork. Now lets get to $100k!

Ben says: For Sui t…@BenedictOc14977

No long grammar Check the speed 😌 USDC to Naira in seconds The whole process takes about a minute (first frame), the transaction happens in 10secs (second frame) Visit payfrica.xyz to get started

Eke 🥶@eke_gg

It may be very Hard to believe but I took my time to monitor this particular one and sincerely I am really amazed. I rushed back to take a screenshot of my Slush wallet transaction into confirm I was right and all I can say is; this guys cooked hard. 1. First image is the

AlQaqa401 @Alqaqa401

All tasks completed The feature I love the most is definitely the voucher part But I can't leave the speed part out. Ggs Payfrica this is amazing

ECHO @NOTECH_OS

I love the airtime features 😍 👌 @Divineoj123 @De_web3_pen @grid_bloc

Mr. Jones𖤓 @De_web3_pen

say cheeseeee! 😁 feels good to be back on CT, this is definitely a sign. celebrate the little things and more will come, thanks @Payfrica make I go call my babe. gm gm CT, just use Payfrica gbam!!

Web3bull 🇳🇬@UdousoBenjamin

BeeBeeQ™️@ba3beQ_salz

You guys have a claiming feature like that? That's so cool 🤩🔥

$1.25 @mercichidi

Just received naira with a link! 🔥🔥🔥🔥🔥

Salihu Idris (Uchih…@uchihacrypt01

Nemiks•Sui 💧@Oznemiks

My first transaction on @Payfrica_Sui Smooth, fast I recommend 🔥✅

Sui On Campus @suioncampus

Ben says: For Sui t…@BenedictOc14977

No long grammar Check the speed 😌 USDC to Naira in seconds The whole process takes about a minute (first frame), the transaction happens in 10secs (second frame) Visit payfrica.xyz to get started

Eke 🥶@eke_gg

AlQaqa401 @Alqaqa401

All tasks completed The feature I love the most is definitely the voucher part But I can't leave the speed part out. Ggs Payfrica this is amazing

ECHO @NOTECH_OS

I love the airtime features 😍 👌 @Divineoj123 @De_web3_pen @grid_bloc

Mr. Jones𖤓 @De_web3_pen

say cheeseeee! 😁 feels good to be back on CT, this is definitely a sign. celebrate the little things and more will come, thanks @Payfrica make I go call my babe. gm gm CT, just use Payfrica gbam!!

Web3bull 🇳🇬@UdousoBenjamin

BeeBeeQ™️@ba3beQ_salz

You guys have a claiming feature like that? That's so cool 🤩🔥

$1.25 @mercichidi

Just received naira with a link! 🔥🔥🔥🔥🔥

Salihu Idris (Uchih…@uchihacrypt01

Nemiks•Sui 💧@Oznemiks

My first transaction on @Payfrica_Sui Smooth, fast I recommend 🔥✅

Sui On Campus @suioncampus

Ben says: For Sui t…@BenedictOc14977

No long grammar Check the speed 😌 USDC to Naira in seconds The whole process takes about a minute (first frame), the transaction happens in 10secs (second frame) Visit payfrica.xyz to get started

Eke 🥶@eke_gg

AlQaqa401 @Alqaqa401

All tasks completed The feature I love the most is definitely the voucher part But I can't leave the speed part out. Ggs Payfrica this is amazing

ECHO @NOTECH_OS

I love the airtime features 😍 👌 @Divineoj123 @De_web3_pen @grid_bloc

Mr. Jones𖤓 @De_web3_pen

say cheeseeee! 😁 feels good to be back on CT, this is definitely a sign. celebrate the little things and more will come, thanks @Payfrica make I go call my babe. gm gm CT, just use Payfrica gbam!!

Web3bull 🇳🇬@UdousoBenjamin

BeeBeeQ™️@ba3beQ_salz

You guys have a claiming feature like that? That's so cool 🤩🔥

$1.25 @mercichidi

Just received naira with a link! 🔥🔥🔥🔥🔥

Salihu Idris (Uchih…@uchihacrypt01

Nemiks•Sui 💧@Oznemiks

My first transaction on @Payfrica_Sui Smooth, fast I recommend 🔥✅

Sui On Campus @suioncampus

Ben says: For Sui t…@BenedictOc14977

No long grammar Check the speed 😌 USDC to Naira in seconds The whole process takes about a minute (first frame), the transaction happens in 10secs (second frame) Visit payfrica.xyz to get started

Eke 🥶@eke_gg

AlQaqa401 @Alqaqa401

All tasks completed The feature I love the most is definitely the voucher part But I can't leave the speed part out. Ggs Payfrica this is amazing

ECHO @NOTECH_OS

I love the airtime features 😍 👌 @Divineoj123 @De_web3_pen @grid_bloc

Benedict @Benedict258

Done My Best feature would be the Fiat Voucher Link or as I like to call them FRICA Links😅, it's seem less and easy going @0xCYBFlourish @BenedictOc14977 @c0zy_sui

legacy.SUI @0xsaintR

I just used the platform , omo ,the fiat link thing is easily my favorite new feature. You just create a link with the money (NGN), share it with anyone, and they claim it by adding their own bank details,no need to send your account number or risk anything. The fast

00Finito🦭/acc🪖@00finito2

@saturo_gojo7899 @EgSammie @Deeeholiday Bless for the love fam The User Interface is Bae.. Too slick, mature and easy for newbies to interact with… dont even get me started on Swift payments👀… bless the team behind this genius

⚖️Goodness.Dev @younggee704

That's meee, thank you so much @Payfrica_Sui

sugarcho @Lois_choji

This is !NSAN€‼️ Slush link for fiat 😱😱😱 Time to pay Africa @Payfrica_Sui 💰💰

grid @grid_bloc

You’re really snoozing on @Payfrica_Sui? You’re ngmi On-ramp and off-ramp like a pro That your vendor no dey try for you 😂

Ayommy $XAGE @Ayommy18

If you’ve been looking for a seamless way to swap your USDC to Naira, you need to check out @Payfrica_Sui. I just used their platform and the experience was top-notch 💯 ✅ Super Fast: ✅ Zero Issues ✅ User-Friendly Give them a try! #payfrica_works #Graced_Trader #Sui

Mr. Jones𖤓 @De_web3_pen

@Payfrica_Sui a P2P payment service built on Sui that I'd heard about from a friend figured I'd give it a shot since literally nothing else was working went to payfrica.xyz, signed up real quick, got my email verified in like a minute or two, and made a payment for

ONIMISI | Suinami L…@Real_Onimisi

▫️For real... @Payfrica_Sui has really been of help But please, when support other crypto? It's 11:31 PM I chatted my vendor cause I needed $USDT and payfrica only supports $USDC at the moment... I don't know if he was sleeping, but his WhatsApp showed he was online, still

blockchainBard @web3Bard101

Dirty December don sure 😋 I finally unlocked the money I’ve been stacking since January. Use Payfrica → payfrica.xyz @Payfrica_Sui see what you caused 😭 My plan was to hold till 31st… but temptation won.

Benedict @Benedict258

Done My Best feature would be the Fiat Voucher Link or as I like to call them FRICA Links😅, it's seem less and easy going @0xCYBFlourish @BenedictOc14977 @c0zy_sui

legacy.SUI @0xsaintR

00Finito🦭/acc🪖@00finito2

⚖️Goodness.Dev @younggee704

That's meee, thank you so much @Payfrica_Sui

sugarcho @Lois_choji

This is !NSAN€‼️ Slush link for fiat 😱😱😱 Time to pay Africa @Payfrica_Sui 💰💰

grid @grid_bloc

You’re really snoozing on @Payfrica_Sui? You’re ngmi On-ramp and off-ramp like a pro That your vendor no dey try for you 😂

Ayommy $XAGE @Ayommy18

Mr. Jones𖤓 @De_web3_pen

ONIMISI | Suinami L…@Real_Onimisi

blockchainBard @web3Bard101

Benedict @Benedict258

Done My Best feature would be the Fiat Voucher Link or as I like to call them FRICA Links😅, it's seem less and easy going @0xCYBFlourish @BenedictOc14977 @c0zy_sui

legacy.SUI @0xsaintR

00Finito🦭/acc🪖@00finito2

⚖️Goodness.Dev @younggee704

That's meee, thank you so much @Payfrica_Sui

sugarcho @Lois_choji

This is !NSAN€‼️ Slush link for fiat 😱😱😱 Time to pay Africa @Payfrica_Sui 💰💰

grid @grid_bloc

You’re really snoozing on @Payfrica_Sui? You’re ngmi On-ramp and off-ramp like a pro That your vendor no dey try for you 😂

Ayommy $XAGE @Ayommy18

Mr. Jones𖤓 @De_web3_pen

ONIMISI | Suinami L…@Real_Onimisi

blockchainBard @web3Bard101

Benedict @Benedict258

Done My Best feature would be the Fiat Voucher Link or as I like to call them FRICA Links😅, it's seem less and easy going @0xCYBFlourish @BenedictOc14977 @c0zy_sui

legacy.SUI @0xsaintR

00Finito🦭/acc🪖@00finito2

⚖️Goodness.Dev @younggee704

That's meee, thank you so much @Payfrica_Sui

sugarcho @Lois_choji

This is !NSAN€‼️ Slush link for fiat 😱😱😱 Time to pay Africa @Payfrica_Sui 💰💰

grid @grid_bloc

You’re really snoozing on @Payfrica_Sui? You’re ngmi On-ramp and off-ramp like a pro That your vendor no dey try for you 😂

Ayommy $XAGE @Ayommy18

Mr. Jones𖤓 @De_web3_pen

ONIMISI | Suinami L…@Real_Onimisi

blockchainBard @web3Bard101

Got Questions?

Frequently Asked Questions

Find answers to the most common questions about Payfrica, including how it works, what it costs, and how we keep your funds safe.

Payfrica is an African-focused digital assets platform built on the blockchain. We enable everyday Africans to seamlessly swap crypto to local bank cash, pay merchants, buy airtime, and send fiat voucher links, all without needing technical blockchain knowledge. Our mission: make digital assets as simple and usable as local currency.

Yes. Payfrica allows you to easily buy digital assets directly via local bank transfers. We support fiat on-ramps to fund your self-custodial wallet instantly with local currency.

Yes. You can purchase airtime and mobile data directly using your digital assets. Simply connect your wallet, select the top-up option, enter the phone details, and pay instantly from your wallet.

Never. Payfrica operates on a trustless, non-custodial model. Your funds go directly from your wallet to the counterparty, with no intermediary, no escrow held by us, and no third party involved. You stay in full control from start to finish.

Payfrica currently supports Sui, Base, and Avalanche. You can swap assets across these networks instantly, and use our cross-chain tools to move assets between them.

We currently support USDC, SUI, USDT, AVAX, and USDSUI. Support for additional tokens and networks is constantly being added. Connect your wallet to see the live list of supported assets.

Still have questions?

Can't find the answer you're looking for? Reach out to the team directly.

Turn digital assets into cash, in seconds

Any asset in. Local cash out.

But what is Payfrica?

Need gas fees? 👀

Loved across Africa

Frequently Asked Questions

Still have questions?

Any asset in.
Local cash out.